股权转让: 我想我的房子过户到联名 – 我怎么能做到这一点,我将不得不支付印花税?

题: 当我的丈夫和我结婚了,我们买了一套房子在一起. 我已经拥有一所房子,现在我想将这种一进我们的联名.

There is no mortgage on it. We realise this should be done formally, even though no money will change hands. What is the procedure?

回答: This is known as a transfer of equity. You would be the transferor and you would transfer the equity in the house to you and your husband as the transferees.

A TR1 transfer document should be prepared and you can ask your solicitor to do this for you, and also to register the transfer at the Land Registry following completion of the transfer.

Decide whether to hold the property as tenants in common or as beneficial joint tenants.

As tenants in common you may hold the house in unequal or equal shares and on death the house would pass according to the terms of the Will of the deceased, or under the rules of intestacy if there is no Will.

As beneficial joint tenants the deceased’s share automatically passes to the survivor of the two of you.

Your husband is not paying any money, so there is no stamp duty.

There is no Capital Gains Tax liability as the transfer is between spouses, but it may be payable on any future disposition of the house.

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